
Benefits of membership:
Once you join Options Credit Union, you gain access to the full range of benefits we offer. We’re here to serve all your financial needs—with most of our products and services offered at little to no cost. It’s just one more way we prioritize value, convenience, and long-term support for our members. Becoming a member is simple, and the rewards start right away.
At Options Credit Union, you're more than just a number—you’re a valued member of a community. Your membership opens the door to a full suite of financial products and services, including competitive auto loans, mortgages, and convenient checking and high yield accounts. More importantly, you’ll receive personalized service and expert guidance every step of the way—because your financial goals deserve more than a one-size-fits-all approach.
Procedures for becoming a member:
The online application process takes only a few minutes and will require the following items for all account owners:
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Valid, Unexpired Driver's License or Passport
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US Social Security Number
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US Citizenship or Resident Alien Status
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$5 Membership Deposit and a $5 Membership Fee
About your membership:
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The membership account automatically comes with a savings.
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Your $5 deposit is required to maintain your membership, it is not a fee. If you ever cancel your membership it will be refunded back to you.
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You may also open up additional savings, checking, high yield, or certificate accounts.
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Your membership will not be complete until you provide to us all of the required documents, fund your account, and electronically sign your agreement that we will send to you upon account approval by the credit union.