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Loan Rates

All rates effective as of 02/11/2025

APR is the Annual Percentage Rate

  • As low as includes a 0.25% discount off the qualifying rate when enrolled in Automatic Payments., and an additional discount of .50% for financing less than 80%.
    (revolving, credit builder, and CD Secured loan types do not qualify for discounts)

  • Additional terms are available. Terms longer than 63 months require a minimum finance amount.

  • Not all borrowers will qualify for the lowest rate.

  • The applicable rate will be provided upon completion of a loan application.

  • The rate will vary based on personal credit history, value and age of collateral, LTV, length of the loan, and other factors.

  • Rates are subject to change.

In partnership with Iowa Student Loan Education Lending (ISL), we now offer student loans and student loan refinancing options. See the updates here on our Student loan page.

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5935 S Zang St Unit 4

Littleton, CO  80127

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T: (303) 860-1117

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Third party website links will launch you to a website that is not controlled or owned by Options Credit Union. Options Credit Union does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Options Credit Union.

Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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