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Personal Accounts

At Options we like to make things just a little less complicated. We don't feel the need to offer a multitude of accounts with complicated fee structures. Instead, our products are the perfect option for everyone with no fees, no strings attached, no limits, and just simply better. Check out our fee schedule and see for yourself.

Membership Share

  • $5 minimum to open and maintain

  • Dividends are paid quarterly

  • Insured to at least $250,000*

  • Save through payroll deduction, automatic transfer or regular deposits

  • May be used as free overdraft protection, with unlimited withdrawals

  • May also have multiple secondary shares

Holiday Account

  • No minimum balance requirement

  • Interest is paid quarterly

  • Save all year to ease Holiday spending

  • Contribute through payroll deduction or automatic payments

  • No limit on deposits or withdrawals​

High Yield Options

  • $10,000 minimum to open and maintain

  • Rate of interest is tiered based on balance

  • Interest is paid monthly

  • One withdrawal per month allowed fee free

  • Cannot be used for overdraft protection

​​Money Market

  • $2,500 minimum to open and maintain

  • Rate of interest is tiered based on balance

  • Interest is paid monthly

  • Unlimited withdrawals for liquidity

  • Can be used for free overdraft protection

Certificates

  • $500 minimum to open

  • Interest is paid monthly

  • Higher earnings than share accounts

  • Rate is fixed for the term of your certificate

Simply Better Checking

  • No minimum balance requirement

  • No monthly fees

  • Free mobile deposits/mobile banking

  • Free direct deposit

  • Free debit card alerts/monitoring

  • Free bill pay

  • Overdraft options available

  • Unlimited transactions

  • Paperless or mailed statements

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Visit

5935 S Zang St Unit 4

Littleton, CO  80127

Text or Call

T: (303) 860-1117

Contact

helpdesk@optionscreditunion.com

Third party website links will launch you to a website that is not controlled or owned by Options Credit Union. Options Credit Union does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Options Credit Union.

Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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